bench craft company
Yahoo Unveils 'Livestand' Tablet Newsstand And 'Personalized <b>News</b> <b>...</b>
As an example, he showed off how Surfer magazine, which opens with a large box at the top and three smaller modules below, which resembles Flipboard and many other tablet news readers. The primary difference appears to be the breadth of ...
Nokia and Microsoft form mobile partnership | <b>News</b>
Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...
An octet of science <b>news</b>
Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...
bench craft company
bench craft company
Yahoo Unveils 'Livestand' Tablet Newsstand And 'Personalized <b>News</b> <b>...</b>
As an example, he showed off how Surfer magazine, which opens with a large box at the top and three smaller modules below, which resembles Flipboard and many other tablet news readers. The primary difference appears to be the breadth of ...
Nokia and Microsoft form mobile partnership | <b>News</b>
Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...
An octet of science <b>news</b>
Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...
bench craft company
Yahoo Unveils 'Livestand' Tablet Newsstand And 'Personalized <b>News</b> <b>...</b>
As an example, he showed off how Surfer magazine, which opens with a large box at the top and three smaller modules below, which resembles Flipboard and many other tablet news readers. The primary difference appears to be the breadth of ...
Nokia and Microsoft form mobile partnership | <b>News</b>
Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...
An octet of science <b>news</b>
Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...
bench craft company
Yahoo Unveils 'Livestand' Tablet Newsstand And 'Personalized <b>News</b> <b>...</b>
As an example, he showed off how Surfer magazine, which opens with a large box at the top and three smaller modules below, which resembles Flipboard and many other tablet news readers. The primary difference appears to be the breadth of ...
Nokia and Microsoft form mobile partnership | <b>News</b>
Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...
An octet of science <b>news</b>
Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...
bench craft company bench craft company
bench craft company
bench craft company
bench craft company
Yahoo Unveils 'Livestand' Tablet Newsstand And 'Personalized <b>News</b> <b>...</b>
As an example, he showed off how Surfer magazine, which opens with a large box at the top and three smaller modules below, which resembles Flipboard and many other tablet news readers. The primary difference appears to be the breadth of ...
Nokia and Microsoft form mobile partnership | <b>News</b>
Nokia and Microsoft have announced plans to form a partnership in the mobile space that the companies hope will help it c...
An octet of science <b>news</b>
Perfect Perfume - a video for Valentine's Day - A bit of fun for Valentine's Day as the team combinesto ...
bench craft company
The New Year is a great time to set some new personal finance goals and commit to sticking with a budget. If the holiday season has left you short on cash and sinking into debt, it's even more important to take a close look at your budget and find ways to clean up your personal finances. Organizing your finances, making some adjustments to your bill payment schedule and setting some realistic savings goals can put you on the fast track to financial stability.
Here are just five quick and easy ways to clean up your personal finances in the New Year:
#1: Check Your Credit Report for Errors
One of the most important things to do when cleaning up your personal finances for the New Year is to check your credit report for errors, omissions and discrepancies. Your credit report needs to be as accurate as possible, especially if you plan to purchase a home or apply for any type of loan or credit card in the New Year. You can order a free credit report from one of the three credit bureaus once per year.
#2: Design a New Budget Spreadsheet
Create a budget using your favorite spreadsheet program and fill it out as thoroughly and accurately as possible. Managing your budget with a spreadsheet can make it very easy to track expenses, review your spending habits and set some goals each month. Having this data in front of you also makes it easy to adjust your budget and analyze your cash flow at any given time.
#3: Switch to a High-Yield Online Savings Account
If you're interested in building up an emergency savings fund for the New Year and want to monitor your savings account more closely, look for a high-yield online savings account. Many online banks, including Ing Direct and Discover Bank offer very attractive interest rates and a wide range of products for all types of savings account. Choose a high-yield online savings account o maximize your interest earnings.
#4: Shred Old Financial Documents
Get rid of the clutter and shred those paid bills, receipts and financial documents you no longer need. If you think you might need something, scan a copy and save it to your computer. Make sure you shred all of the documents so that you don't become the target of identity theft.
#5: Set Up a Meeting with a Financial Advisor
If you've been thinking about investing some of your savings for a while, set up a meeting with a financial advisor to discuss your options. Your financial advisor can create a personal financial statement to review your assets, debts and other financial information. They can then recommend a savings and investment plan that will help you reach your financial goals in the New Year.
No comments:
Post a Comment